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Health Care Coverage and Costs in Retirement |
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Mar 2010 Health care coverage and costs should be an important consideration in your retirement planning. You need to have an idea of what coverage you will need and the associated costs, and then plan accordingly. [more]
Submitted by: Teena Dawson
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RRSPs at Retirement: Should I Opt for a RRIF or an Annuity? |
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June 2009 You cannot keep your Registered Retirement Savings Plan (RRSP) beyond the end of the year that you turn age 71. This article looks at your options, evaluating the advantages and disadvantages of each. [more]
Author: Laura Woodger
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Reverse Mortgages - A Source of Funds for Retirement? |
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Jan 2009 Many people make it a goal of their financial lives to invest in a home. It is a great accomplishment when that last mortgage payment is made. Can a reverse mortgage, taken out after retirement, be a good use of this investment? Much of the material on this subject that is publicly available is offered by organizations who are selling reverse mortgages so it often fails to provide a balanced view. This article will present the details of reverse mortgages so you are able to gain a balanced understanding of the product. [more]
Author: Laura Woodger
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Retiring Your Way May 2007 Retirement: "Statutory senility" [1]; "An elegant sufficiency, content, ... rural quiet, friendship, books" [2]; "Retire? Retire to what?" [3] [more] |
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| Tax Solutions Comprehensive |
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Income-splitting to reduce your tax bite |
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A partnership of equals - except when it comes to taxation and investing. April 2008 Most of us would agree a spousal relationship works best when it's a partnership of equals - except when it comes to taxation and investing. When one spouse earns more than the other, it opens up new potential for reducing taxes and increasing your after-tax investment income through the application of a few simple income-splitting strategies. And that is especially true right now thanks to the current 'and very low' government prescribed interest rate on taxable benefits. Here's how you can benefit from splitting income with your spouse. [more]
Submitted by: Louise Diotte
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