Retirement Primer

Articles | Retirement Planning Primer | Glossary | Retirement Planning Quiz

The Retirement Planning Primer tries to provide clear and concise information government programs, RRSPs, RRIFs, pension plans, estate planning and other topics in a question and answer format.

Government Pensions
	How does the Canada Pension Plan work? How is the CPP Pension Determined? What is Old Age Security?
Company Pensions & Annuities
	What is a defined benefit pension plan? What is a defined contribution pension plan? What should I know about annuities?
Registered Retirement Savings Plans
	What is an RRSP? What is the advantage of a spousal RRSP? What happens when my RRSP is locked-In? What is a Group RRSP? Should I pay down my mortgage or invest in my RRSP?
RRIFs and LIFs
	What are my options with a RRIF? Should I get a LIF? Should I get an LRIF?
RRSP & Retirement Savings Rules
	How Much is the Annual RRSP Dollar Maximum? How is Earned Income Defined? What is a Past Service Pension Adjustment? What is a Pension Adjustment? What is a Pension Adjustment Reversal? How is RRSP Deduction Limit Determined? Can I carry forward my Unused RRSP Deduction Limit?" What is an Unclaimed RRSP Contribution? What is the Unused RRSP Deduction Limit?
Other Topics
	What does net worth means? Is a reverse mortgage right for me? How does an RESP work? Why is Estate Planning Important?
Canada's Retirement Income System
	Government of Canada OAS Program Site Government of Canada Canada Pension Plan Site